Money Saving Schemes offers general information about India's small savings schemes. Please read this before relying on any page.
Not an official website
We are not India Post, the Department of Posts, the Ministry of Finance or any bank. Scheme names are used only to explain them. For official information and services, visit your post office or indiapost.gov.in.
Rates and rules change
Interest rates are reset every quarter and rules are amended from time to time. We update pages promptly, but always confirm the rate and rules at the post office before investing.
Calculator results
Calculators give estimates using the scheme's method and current rates. Your passbook, rounding and dates may differ slightly. Tax is not included unless stated.
Not financial advice
Nothing on this site is personal financial, tax or legal advice. Consult a qualified professional for decisions about your own money. We are not responsible for losses arising from use of this information.