People use Money Saving Schemes to decide where to keep their savings, so accuracy comes before everything else.
Sources we rely on
- Finance Ministry office memoranda on small savings rates.
- Government notifications for each scheme and India Post's published rules.
- The Income-tax Act and official tax guidance.
We do not rely on forums, agents' claims or other websites for rules or rates.
Independence
We are not paid by India Post, any bank or any insurer to recommend a scheme. Pages say who a scheme suits and who it does not, and we never promise returns beyond the scheme's rules. Brand names appear only where the reader is asking about that brand, with a clear note that we are not affiliated.
Rates and changes
When a new quarter's rates are announced, we update the central rate settings, which changes every page and calculator at once. If a rule changes, the affected pages are rewritten.
Corrections
If you find an error, write to guestpostadvertising@gmail.com. We check it against the source and correct the page, usually within a few days.
Not advice
Our pages explain rules; they are not personal financial or tax advice. Please see a qualified adviser for decisions about your own money.